2026-02-19 22:04:02 - functions_payment_smartcash.php - 403 - Access Token: 4nyJPemXZzTvB1RPdLG4PH7ZHVnX587E - system<br />2026-02-19 22:04:02 - functions_payment_smartcash.php - 12 - 1771535042 - system<br />2026-02-19 22:04:02 - functions_payment_smartcash.php - 11 - 1771535592 - system<br />2026-02-19 22:04:02 - functions_payment_smartcash.php - 8 - Token file exists - system<br />2026-02-19 22:04:02 - functions_payment_smartcash.php - 4 - Checking for existing token first - system<br />2026-02-19 22:03:02 - functions_payment_smartcash.php - 403 - Access Token: 4nyJPemXZzTvB1RPdLG4PH7ZHVnX587E - system<br />2026-02-19 22:03:02 - functions_payment_smartcash.php - 12 - 1771534982 - system<br />2026-02-19 22:03:02 - functions_payment_smartcash.php - 11 - 1771535592 - system<br />2026-02-19 22:03:02 - functions_payment_smartcash.php - 8 - Token file exists - system<br />2026-02-19 22:03:02 - functions_payment_smartcash.php - 4 - Checking for existing token first - system<br />2026-02-19 22:02:02 - functions_payment_smartcash.php - 403 - Access Token: 4nyJPemXZzTvB1RPdLG4PH7ZHVnX587E - system<br />2026-02-19 22:02:02 - functions_payment_smartcash.php - 12 - 1771534922 - system<br />2026-02-19 22:02:02 - functions_payment_smartcash.php - 11 - 1771535592 - system<br />2026-02-19 22:02:02 - functions_payment_smartcash.php - 8 - Token file exists - system<br />2026-02-19 22:02:02 - functions_payment_smartcash.php - 4 - Checking for existing token first - system<br />2026-02-19 22:01:02 - functions_payment_smartcash.php - 403 - Access Token: 4nyJPemXZzTvB1RPdLG4PH7ZHVnX587E - system<br />2026-02-19 22:01:02 - functions_payment_smartcash.php - 12 - 1771534862 - system<br />2026-02-19 22:01:02 - functions_payment_smartcash.php - 11 - 1771535592 - system<br />2026-02-19 22:01:02 - functions_payment_smartcash.php - 8 - Token file exists - system<br />2026-02-19 22:01:02 - functions_payment_smartcash.php - 4 - Checking for existing token first - system<br />2026-02-19 22:00:03 - functions_payment_smartcash.php - 403 - Access Token: 4nyJPemXZzTvB1RPdLG4PH7ZHVnX587E - system<br />2026-02-19 22:00:03 - functions_payment_smartcash.php - 12 - 1771534803 - system<br />2026-02-19 22:00:03 - functions_payment_smartcash.php - 11 - 1771535592 - system<br />2026-02-19 22:00:03 - functions_payment_smartcash.php - 8 - Token file exists - system<br />2026-02-19 22:00:03 - functions_payment_smartcash.php - 4 - Checking for existing token first - system<br />2026-02-19 20:15:02 - functions_tickets.php - 152 - Updating Ticket Status: FAILED - system<br />2026-02-19 20:15:02 - functions_payment_smartcash.php - 357 - Response: {"data":{"transaction":{"error_msg":"Invalid OTP","reference_id":"APCNG198340262313920","smart_cash_money_id":"COLL_60UOEV9XGS_M2602195624","error_code":"1027","id":"M2602195624","message":"Transaction Failed","status":"TF","timestamp":"19-02-2026 19:14:22"}},"status":{"response_code":"DP01100001001","code":"200","success":true,"message":"SUCCESS"}} - system<br />2026-02-19 20:15:02 - functions_payment_smartcash.php - 356 - Transaction Status: TF - system<br />2026-02-19 20:15:01 - functions_payment_smartcash.php - 332 - URL: https://openapi.smartcashpsb.ng/merchant/v1/payments/M2602195624?authentication_medium=USSD_PUSH - system<br />2026-02-19 20:15:01 - functions_payment_smartcash.php - 326 - Access Token: 4nyJPemXZzTvB1RPdLG4PH7ZHVnX587E - system<br />2026-02-19 20:15:01 - functions_payment_smartcash.php - 12 - 1771528501 - system<br />2026-02-19 20:15:01 - functions_payment_smartcash.php - 11 - 1771535592 - system<br />2026-02-19 20:15:01 - functions_payment_smartcash.php - 8 - Token file exists - system<br />2026-02-19 20:15:01 - functions_payment_smartcash.php - 4 - Checking for existing token first - system<br />2026-02-19 20:15:01 - functions_payment_smartcash.php - 319 - Get a token first - system<br />2026-02-19 20:15:01 - functions_payment_smartcash.php - 317 - SmartCash Transaction Check - system<br />2026-02-19 20:14:03 - functions_payment_smartcash.php - 281 - Transaction created - system<br />2026-02-19 20:14:03 - functions_payment_smartcash.php - 268 - Creating transaction record - system<br />2026-02-19 20:14:03 - functions_payment_smartcash.php - 258 - Resonse Code: DP01100001021 - system<br />2026-02-19 20:14:03 - functions_payment_smartcash.php - 257 - Response: Success - system<br />2026-02-19 20:14:03 - functions_payment_smartcash.php - 254 - Response: {"data":{"transaction":{"smart_cash_money_id":"COLL_60UOEV9XGS_M2602195624","id":"M2602195624","message":"Transaction Is In Progress","status":"TIP"}},"status":{"response_code":"DP01100001021","code":"200","success":true,"message":"Success"}} - system<br />2026-02-19 20:14:03 - functions_payment_smartcash.php - 253 - Checking response of payment request CURL - system<br />2026-02-19 20:14:02 - functions_payment_smartcash.php - 228 - Initiating payment request CURL - system<br />  } - system<br />      }<br />          "id": "M2602195624"<br />          "amount": "2500",<br />      "transaction": {<br />      "authentication_medium": "USSD_PUSH",<br />      "reference": "M2602195624",<br />      },<br />          "wallet_id": "0547815486"<br />          "transfer_type": "WALLET",<br />        "msisdn": "8088919676",<br />      "payer": {<br />2026-02-19 20:14:02 - functions_payment_smartcash.php - 226 - curl_postfields: {<br />2026-02-19 20:14:02 - functions_payment_smartcash.php - 194 - Access token: 4nyJPemXZzTvB1RPdLG4PH7ZHVnX587E - system<br />2026-02-19 20:14:02 - functions_payment_smartcash.php - 193 - MSISDN: 8088919676 - system<br />2026-02-19 20:14:02 - functions_payment_smartcash.php - 192 - Ticket Number: M2602195624 - system<br />2026-02-19 20:14:02 - functions_payment_smartcash.php - 191 - Wallet ID: 0547815486 - system<br />2026-02-19 20:14:02 - functions_payment_smartcash.php - 190 - URL: https://openapi.smartcashpsb.ng/merchant/v1/payments/ - system<br />2026-02-19 20:14:02 - functions_payment_smartcash.php - 181 - Access Token: 4nyJPemXZzTvB1RPdLG4PH7ZHVnX587E - system<br />2026-02-19 20:14:02 - functions_payment_smartcash.php - 176 - Token returned to payment request - system<br />2026-02-19 20:14:02 - functions_payment_smartcash.php - 12 - 1771528442 - system<br />2026-02-19 20:14:02 - functions_payment_smartcash.php - 11 - 1771535592 - system<br />2026-02-19 20:14:02 - functions_payment_smartcash.php - 8 - Token file exists - system<br />2026-02-19 20:14:02 - functions_payment_smartcash.php - 4 - Checking for existing token first - system<br />2026-02-19 20:14:02 - functions_payment_smartcash.php - 173 - Get a token first - system<br />2026-02-19 20:14:02 - functions_payment_smartcash.php - 164 - SmartCash Payment Request - system<br />